/* ================================================
   Consumer Protect International - styles.css
   ================================================ */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@700;800&family=Inter:wght@400;500;600;700&family=Source+Code+Pro:wght@500;700&display=swap');

:root {
  --navy:#1A2B5F; --navy-dark:#111D42; --royal:#2563EB; --royal-dark:#1D4ED8;
  --silver:#C0C8D8; --white:#FFFFFF; --off-white:#F4F6FB; --text:#1A1A2E;
  --muted:#6B7280; --border:#E2E8F0; --success:#16A34A; --warning:#D97706;
  --error:#DC2626; --shadow:rgba(26,43,95,0.10); --r:12px; --r-lg:20px; --r-sm:8px; --t:0.2s ease;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;color:var(--text);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--royal);text-decoration:none;transition:color var(--t)}
a:hover{color:var(--royal-dark)}
ul,ol{list-style:none}
button{cursor:pointer;font-family:inherit;border:none;background:none}
input,select,textarea{font-family:inherit}

h1,h2,h3,h4{font-family:'Playfair Display',Georgia,serif;color:var(--navy);line-height:1.2;font-weight:700}
h1{font-size:clamp(2rem,5vw,3.25rem)}
h2{font-size:clamp(1.5rem,3vw,2.25rem);margin-bottom:1rem}
h3{font-size:1.25rem;margin-bottom:.625rem}
p{margin-bottom:1rem}
p:last-child{margin-bottom:0}
.font-mono{font-family:'Source Code Pro','Courier New',monospace;letter-spacing:.04em}
.text-muted{color:var(--muted)}
.text-center{text-align:center}
.text-white{color:#fff}

.container{width:100%;max-width:1200px;margin:0 auto;padding:0 1.5rem}
.container-sm{width:100%;max-width:800px;margin:0 auto;padding:0 1.5rem}
.section{padding:5rem 0}
.section-sm{padding:3rem 0}
.section-navy{background:var(--navy)}
.section-gray{background:var(--off-white)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.mb-2{margin-bottom:2rem}
.mb-3{margin-bottom:3rem}
.mt-2{margin-top:2rem}

/* Announcement Bar */
#bar{background:var(--royal);color:#fff;text-align:center;padding:.5rem 3rem;font-size:.8125rem;font-weight:500;position:relative}
.bar-x{position:absolute;right:1rem;top:50%;transform:translateY(-50%);color:rgba(255,255,255,.7);font-size:1.25rem;padding:.2rem .5rem;border-radius:4px;transition:color var(--t)}
.bar-x:hover{color:#fff}

/* Nav */
#nav{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:300;box-shadow:0 1px 8px rgba(26,43,95,.07)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:72px;padding:0 1.5rem;max-width:1200px;margin:0 auto;gap:1rem}
.nav-brand{display:flex;align-items:center;gap:.75rem;text-decoration:none;flex-shrink:0}
.nav-brand img{width:44px;height:44px;object-fit:contain}
.nav-brand-name{font-family:'Playfair Display',Georgia,serif;font-size:.875rem;font-weight:700;color:var(--navy);display:block;white-space:nowrap}
.nav-brand-sub{font-size:.6rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;white-space:nowrap}
.nav-links{display:flex;align-items:center;list-style:none;flex:1;justify-content:center;flex-wrap:wrap;gap:.1rem}
.nav-links a{padding:.45rem .7rem;font-size:.8rem;font-weight:500;color:var(--text);border-radius:6px;transition:all var(--t);white-space:nowrap}
.nav-links a:hover,.nav-links a.active{color:var(--royal);background:rgba(37,99,235,.06)}
.nav-links a.active{font-weight:600}
.nav-ctas{display:flex;gap:.5rem;flex-shrink:0}
.btn-nav-v{padding:.5rem 1rem;font-size:.8rem;font-weight:600;color:var(--royal);border:1.5px solid var(--royal);border-radius:7px;transition:all var(--t);white-space:nowrap;text-decoration:none;display:inline-flex;align-items:center}
.btn-nav-v:hover{background:rgba(37,99,235,.06);color:var(--royal)}
.btn-nav-d{padding:.5rem 1rem;font-size:.8rem;font-weight:600;background:var(--royal);color:#fff;border:1.5px solid var(--royal);border-radius:7px;box-shadow:0 2px 8px rgba(37,99,235,.25);transition:all var(--t);white-space:nowrap;text-decoration:none;display:inline-flex;align-items:center}
.btn-nav-d:hover{background:var(--royal-dark);color:#fff;transform:translateY(-1px)}
.hamburger{display:none;flex-direction:column;gap:5px;padding:.5rem;border-radius:6px;cursor:pointer}
.hamburger span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:all .3s}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mob-nav{display:none;flex-direction:column;border-top:1px solid var(--border);background:#fff;padding:0 1.5rem 1.5rem}
.mob-nav.open{display:flex}
.mob-nav a{padding:.875rem 0;font-size:.9375rem;font-weight:500;color:var(--text);border-bottom:1px solid var(--border);display:block;transition:color var(--t)}
.mob-nav a:last-child{border-bottom:none}
.mob-nav a:hover,.mob-nav a.active{color:var(--royal)}
.mob-cta{background:var(--royal)!important;color:#fff!important;text-align:center;border-radius:8px;margin-top:1rem;font-weight:600!important;border-bottom:none!important;padding:.875rem 1.5rem!important}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.875rem 1.75rem;font-size:.9375rem;font-weight:600;border-radius:var(--r-sm);border:2px solid transparent;cursor:pointer;text-decoration:none;transition:all var(--t);white-space:nowrap;font-family:inherit}
.btn-primary{background:var(--royal);color:#fff;border-color:var(--royal);box-shadow:0 2px 12px rgba(37,99,235,.28)}
.btn-primary:hover{background:var(--royal-dark);border-color:var(--royal-dark);color:#fff;box-shadow:0 4px 18px rgba(37,99,235,.38);transform:translateY(-1px)}
.btn-outline-white{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-outline-white:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.8);color:#fff}
.btn-outline-royal{background:transparent;color:var(--royal);border-color:var(--royal)}
.btn-outline-royal:hover{background:var(--royal);color:#fff}
.btn-outline-navy{background:transparent;color:var(--navy);border-color:var(--border)}
.btn-outline-navy:hover{border-color:var(--navy);background:var(--off-white);color:var(--navy)}
.btn-sm{padding:.55rem 1.1rem;font-size:.8125rem}
.btn-lg{padding:1.0625rem 2.25rem;font-size:1.0625rem}
.btn-full{width:100%}
.btn:disabled{opacity:.5;cursor:not-allowed}

/* Hero */
.hero{background:var(--navy);color:#fff;text-align:center;padding:5rem 1.5rem 6rem;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 50% -20%,rgba(37,99,235,.22) 0%,transparent 60%);pointer-events:none}
.hero-inner{position:relative;z-index:1;max-width:820px;margin:0 auto}
.hero-seal{width:110px;height:110px;object-fit:contain;margin:0 auto 2rem;filter:drop-shadow(0 4px 24px rgba(255,255,255,.12))}
.hero h1{color:#fff;margin-bottom:1.25rem}
.hero-sub{font-size:1.0625rem;color:var(--silver);margin:0 auto 2.5rem;line-height:1.75;max-width:620px}
.hero-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-bottom:1.5rem}
.hero-trust{display:flex;gap:1.5rem;justify-content:center;flex-wrap:wrap}
.hero-trust-item{font-size:.78rem;color:rgba(192,200,216,.65);display:flex;align-items:center;gap:.35rem}

/* Page Hero */
.page-hero{background:var(--navy);color:#fff;padding:3.5rem 1.5rem 3rem;text-align:center}
.page-hero h1{color:#fff;margin-bottom:.75rem}
.page-hero .sub{color:var(--silver);font-size:1.0625rem;max-width:580px;margin:0 auto}
.breadcrumb{display:flex;align-items:center;gap:.5rem;justify-content:center;font-size:.8rem;color:rgba(192,200,216,.5);margin-bottom:1rem}
.breadcrumb a{color:rgba(192,200,216,.5);transition:color var(--t)}
.breadcrumb a:hover{color:var(--silver)}
.bc-sep{color:rgba(192,200,216,.25)}

/* Trust Bar */
.trust-bar{background:#fff;border-bottom:1px solid var(--border);padding:1.125rem 0}
.trust-items{display:flex;justify-content:center;align-items:center;gap:2.5rem;flex-wrap:wrap;padding:0 1.5rem}
.trust-item{display:flex;align-items:center;gap:.5rem;font-size:.8125rem;font-weight:600;color:var(--text);white-space:nowrap}

/* Sec header */
.sec-hdr{text-align:center;margin-bottom:3.5rem}
.sec-hdr .eyebrow{font-size:.68rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--royal);display:block;margin-bottom:.75rem}
.sec-hdr h2{margin-bottom:.875rem}
.sec-hdr p{font-size:1.0625rem;color:var(--muted);max-width:560px;margin:0 auto}

/* Cards */
.card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:1.875rem;transition:box-shadow var(--t),transform var(--t)}
.card:hover{box-shadow:0 8px 32px var(--shadow);transform:translateY(-2px)}
.card-icon{width:52px;height:52px;border-radius:12px;background:rgba(37,99,235,.08);display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem;font-size:1.5rem}
.step-card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:2rem 1.75rem;text-align:center;transition:box-shadow var(--t),transform var(--t)}
.step-card:hover{box-shadow:0 8px 32px var(--shadow);transform:translateY(-2px)}
.step-num{width:44px;height:44px;border-radius:50%;background:var(--royal);color:#fff;font-size:1.125rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 1.25rem}

/* Status Pills */
.pill{display:inline-flex;align-items:center;gap:.4rem;padding:.3rem .875rem;border-radius:999px;font-size:.78rem;font-weight:600;border:1px solid}
.pill-dot{width:7px;height:7px;border-radius:50%;flex-shrink:0}
.pill-open{background:#EFF6FF;color:#1D4ED8;border-color:#BFDBFE}.pill-open .pill-dot{background:#2563EB}
.pill-review{background:#FFFBEB;color:#92400E;border-color:#FDE68A}.pill-review .pill-dot{background:#D97706}
.pill-resolved{background:#F0FDF4;color:#15803D;border-color:#BBF7D0}.pill-resolved .pill-dot{background:#16A34A}
.pill-unresolved{background:#FEF2F2;color:#991B1B;border-color:#FECACA}.pill-unresolved .pill-dot{background:#DC2626}
.pill-noissues{background:#F9FAFB;color:#374151;border-color:#E5E7EB}.pill-noissues .pill-dot{background:#9CA3AF}
.pill-disputed{background:#FFF7ED;color:#9A3412;border-color:#FDBA74}.pill-disputed .pill-dot{background:#EA580C}
.pill-archived{background:#F9FAFB;color:#6B7280;border-color:#E5E7EB}.pill-archived .pill-dot{background:#D1D5DB}

/* Callouts */
.callout{padding:1.125rem 1.375rem;border-radius:var(--r-sm);border-left:4px solid;margin-bottom:1.5rem}
.callout p{margin:0;font-size:.9375rem}
.callout-info{background:#EFF6FF;border-color:var(--royal);color:#1E40AF}
.callout-warning{background:#FFFBEB;border-color:var(--warning);color:#92400E}
.callout-success{background:#F0FDF4;border-color:var(--success);color:#15803D}

/* Quick Nav */
.quick-nav{background:var(--off-white);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:.75rem 0}
.quick-nav-inner{display:flex;align-items:center;justify-content:center;gap:.25rem;flex-wrap:wrap;padding:0 1.5rem}
.quick-nav-inner a{font-size:.78rem;font-weight:500;color:var(--muted);padding:.35rem .75rem;border-radius:6px;transition:all var(--t)}
.quick-nav-inner a:hover{background:var(--border);color:var(--navy)}
.qsep{color:var(--border)}

/* Compare Table */
.compare-table{width:100%;border-collapse:collapse;border-radius:var(--r);overflow:hidden;box-shadow:0 4px 16px var(--shadow)}
.compare-table th{background:var(--navy);color:#fff;padding:1rem 1.5rem;text-align:left;font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.compare-table td{padding:.875rem 1.5rem;font-size:.9375rem;border-bottom:1px solid var(--border)}
.compare-table tr:last-child td{border-bottom:none}
.compare-table tr:nth-child(even) td{background:var(--off-white)}
.ci-yes{color:var(--success);font-weight:600}
.ci-no{color:var(--error);font-weight:600}

/* Ref Number Card */
.ref-card{background:#fff;border:2px solid var(--navy);border-radius:var(--r-lg);overflow:hidden;box-shadow:0 12px 48px rgba(26,43,95,.18);max-width:500px;margin:0 auto}
.ref-card-hdr{background:var(--navy);color:#fff;text-align:center;padding:1.25rem 1.5rem}
.ref-card-hdr p{font-size:.6rem;letter-spacing:.28em;text-transform:uppercase;color:rgba(192,200,216,.6);margin:0}
.ref-card-body{padding:2rem 2rem 1.5rem;text-align:center;position:relative}
.ref-card-wm{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:220px;height:220px;object-fit:contain;opacity:.04;pointer-events:none}
.ref-card-seal{width:90px;height:90px;object-fit:contain;margin:0 auto 1.5rem;position:relative;z-index:1;filter:drop-shadow(0 4px 12px rgba(26,43,95,.18))}
.ref-num-lbl{font-size:.6rem;letter-spacing:.3em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:.5rem;position:relative;z-index:1}
.ref-num-val{font-family:'Source Code Pro',monospace;font-size:clamp(1.1rem,3.5vw,1.6rem);font-weight:700;color:var(--navy);letter-spacing:.06em;background:var(--off-white);padding:.875rem 1.25rem;border-radius:var(--r-sm);border:1px solid var(--border);display:block;margin-bottom:.625rem;position:relative;z-index:1}
.ref-ts{font-size:.75rem;color:var(--muted);margin-bottom:1.25rem;position:relative;z-index:1}
.ref-card-ftr{background:rgba(26,43,95,.04);border-top:1px solid var(--border);text-align:center;padding:.875rem 1.5rem}
.ref-card-ftr p{font-size:.7rem;color:var(--muted);margin:0}

/* Verify */
.verify-box{background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);padding:2.5rem;box-shadow:0 4px 24px var(--shadow);max-width:680px;margin:0 auto}
.verify-row{display:flex;gap:1rem;margin-bottom:.5rem}
.verify-row input{flex:1}
.verify-result{border-radius:var(--r);overflow:hidden;border:1.5px solid var(--border);box-shadow:0 4px 24px var(--shadow);margin-top:2rem}
.vr-hdr{display:flex;align-items:center;gap:.75rem;padding:1.25rem 1.5rem;font-weight:700;font-size:1rem}
.vr-found .vr-hdr{background:#F0FDF4;color:var(--success);border-bottom:1px solid #BBF7D0}
.vr-notfound .vr-hdr{background:#FEF2F2;color:var(--error);border-bottom:1px solid #FECACA}
.vr-badformat .vr-hdr{background:#FFFBEB;color:#92400E;border-bottom:1px solid #FDE68A}
.vr-body{background:#fff;padding:2rem}
.vr-data{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin-bottom:1.5rem}
.vr-data-item label{font-size:.65rem;text-transform:uppercase;letter-spacing:.16em;color:var(--muted);font-weight:700;display:block;margin-bottom:.25rem}
.vr-data-item .val{font-weight:600;color:var(--text);font-size:.9375rem}
.vr-attest{display:flex;align-items:center;gap:1rem;background:var(--off-white);border:1px solid var(--border);border-radius:var(--r-sm);padding:1rem 1.25rem}
.vr-attest img{width:44px;height:44px;object-fit:contain;flex-shrink:0}
.vr-attest p{font-size:.8125rem;color:var(--muted);margin:0}
.vr-access-note{font-size:.78rem;color:var(--muted);margin-top:1rem;padding:0.75rem 1rem;background:var(--off-white);border-radius:var(--r-sm)}

/* Forms */
.form-group{margin-bottom:1.5rem}
.form-label{display:block;font-size:.875rem;font-weight:600;color:var(--text);margin-bottom:.4375rem}
.req{color:var(--error);margin-left:.2rem}
.form-input,.form-select,.form-textarea{width:100%;padding:.75rem 1rem;font-size:.9375rem;font-family:inherit;color:var(--text);background:#fff;border:1.5px solid var(--border);border-radius:var(--r-sm);transition:border-color var(--t),box-shadow var(--t);outline:none;-webkit-appearance:none;appearance:none}
.form-select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .875rem center;padding-right:2.75rem}
.form-textarea{resize:vertical;min-height:120px;line-height:1.6}
.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--royal);box-shadow:0 0 0 3px rgba(37,99,235,.1)}
.form-input.err,.form-select.err,.form-textarea.err{border-color:var(--error)}
.form-err{font-size:.8rem;color:var(--error);margin-top:.375rem;display:block}
.form-hint{font-size:.8rem;color:var(--muted);margin-top:.3rem}
.char-count{font-size:.75rem;color:var(--muted);text-align:right;margin-top:.2rem}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}
.form-check{display:flex;align-items:flex-start;gap:.75rem;cursor:pointer;margin-bottom:.5rem}
.form-check input[type=checkbox],.form-check input[type=radio]{width:18px;height:18px;accent-color:var(--royal);cursor:pointer;flex-shrink:0;margin-top:2px}
.form-check label{font-size:.9rem;cursor:pointer;line-height:1.5}
.check-group{display:flex;flex-direction:column;gap:.625rem}
.radio-group{display:flex;gap:1.5rem;flex-wrap:wrap}

/* Intake multi-step */
.intake-wrap{max-width:740px;margin:0 auto}
.progress-bar{display:flex;align-items:flex-start;position:relative;margin-bottom:3rem}
.progress-bar::before{content:'';position:absolute;top:19px;left:calc(10% + 20px);right:calc(10% + 20px);height:2px;background:var(--border);z-index:0}
.ps{flex:1;display:flex;flex-direction:column;align-items:center;gap:.5rem;position:relative;z-index:1}
.ps-circle{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.875rem;border:2px solid var(--border);background:#fff;color:var(--muted);transition:all .3s}
.ps.active .ps-circle{background:var(--royal);border-color:var(--royal);color:#fff;box-shadow:0 0 0 4px rgba(37,99,235,.14)}
.ps.done .ps-circle{background:var(--success);border-color:var(--success);color:#fff}
.ps-lbl{font-size:.6rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);text-align:center;max-width:72px;line-height:1.3}
.ps.active .ps-lbl{color:var(--royal)}
.ps.done .ps-lbl{color:var(--success)}
.form-step{display:none;animation:fadeIn .3s ease}
.form-step.active{display:block}
.step-hdr{margin-bottom:2rem;border-bottom:1px solid var(--border);padding-bottom:1.25rem}
.step-hdr h2{font-size:1.5rem;margin-bottom:.375rem}
.step-hdr p{color:var(--muted);margin:0;font-size:.9375rem}
.form-nav{display:flex;justify-content:space-between;align-items:center;margin-top:2.5rem;padding-top:1.75rem;border-top:1px solid var(--border)}

/* File upload */
.drop-zone{border:2px dashed var(--border);border-radius:var(--r);padding:2.5rem 2rem;text-align:center;cursor:pointer;transition:all var(--t);background:var(--off-white)}
.drop-zone:hover,.drop-zone.over{border-color:var(--royal);background:rgba(37,99,235,.04)}
.drop-icon{font-size:2.25rem;margin-bottom:.75rem;display:block}
.file-list{margin-top:1.25rem;display:flex;flex-direction:column;gap:.5rem}
.file-item{display:flex;align-items:center;gap:.75rem;padding:.75rem 1rem;background:#fff;border:1px solid var(--border);border-radius:var(--r-sm)}
.file-name{font-size:.875rem;font-weight:500;flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.file-lbl{font-size:.78rem;padding:.25rem .6rem;border:1px solid var(--border);border-radius:5px;background:#fff}
.file-rm{color:var(--muted);font-size:1rem;padding:.2rem .4rem;border-radius:4px;transition:color var(--t);cursor:pointer}
.file-rm:hover{color:var(--error)}

/* Review */
.review-sec{background:var(--off-white);border:1px solid var(--border);border-radius:var(--r);padding:1.375rem;margin-bottom:1rem}
.review-sec-hdr{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem}
.review-sec-hdr h4{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--navy);margin:0;font-family:inherit;font-weight:700}
.review-edit{font-size:.8rem;color:var(--royal);font-weight:600;padding:.2rem .5rem;border-radius:4px;cursor:pointer;transition:background var(--t);background:none;border:none}
.review-edit:hover{background:rgba(37,99,235,.08)}
.review-grid{display:grid;grid-template-columns:1fr 1fr;gap:.625rem 1.25rem}
.review-item label{font-size:.65rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:700;display:block;margin-bottom:.15rem}
.review-item p{font-size:.9rem;font-weight:500;color:var(--text);margin:0}

/* Success Card */
.success-card{background:#fff;border:2px solid var(--navy);border-radius:var(--r-lg);overflow:hidden;box-shadow:0 12px 48px rgba(26,43,95,.18);max-width:520px;margin:0 auto}
.sc-hdr{background:var(--navy);color:#fff;text-align:center;padding:1.25rem 1.5rem}
.sc-hdr p{font-size:.6rem;letter-spacing:.28em;text-transform:uppercase;color:rgba(192,200,216,.6);margin:0}
.sc-body{padding:2.25rem 2rem 1.75rem;text-align:center;position:relative}
.sc-wm{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:240px;height:240px;object-fit:contain;opacity:.04;pointer-events:none}
.sc-seal{width:110px;height:110px;object-fit:contain;margin:0 auto 1.5rem;position:relative;z-index:1;filter:drop-shadow(0 4px 16px rgba(26,43,95,.22))}
.sc-lbl{font-size:.6rem;letter-spacing:.3em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:.5rem;position:relative;z-index:1}
.sc-refnum{font-family:'Source Code Pro',monospace;font-size:clamp(1.15rem,4vw,1.65rem);font-weight:700;color:var(--navy);letter-spacing:.06em;background:var(--off-white);padding:.875rem 1.25rem;border-radius:var(--r-sm);border:1px solid var(--border);display:block;margin-bottom:.625rem;position:relative;z-index:1}
.sc-ts{font-size:.75rem;color:var(--muted);margin-bottom:1.25rem;position:relative;z-index:1}
.sc-ftr{background:rgba(26,43,95,.04);border-top:1px solid var(--border);text-align:center;padding:.875rem 1.5rem}
.sc-ftr p{font-size:.7rem;color:var(--muted);margin:0}
.sc-btns{display:flex;flex-direction:column;gap:.75rem;margin-top:1.25rem}

/* FAQ */
.faq-list{display:flex;flex-direction:column;gap:.5rem}
.faq-item{border:1px solid var(--border);border-radius:var(--r);overflow:hidden;transition:box-shadow var(--t)}
.faq-item.open{box-shadow:0 4px 16px var(--shadow);border-color:rgba(37,99,235,.2)}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.25rem 1.5rem;background:#fff;cursor:pointer;font-size:.9375rem;font-weight:600;color:var(--text);text-align:left;transition:background var(--t)}
.faq-q:hover{background:var(--off-white)}
.faq-item.open .faq-q{color:var(--navy);background:rgba(37,99,235,.04)}
.faq-icon{width:26px;height:26px;border-radius:50%;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:1rem;color:var(--muted);flex-shrink:0;transition:all .3s;background:var(--off-white);user-select:none}
.faq-item.open .faq-icon{background:var(--royal);border-color:var(--royal);color:#fff;transform:rotate(45deg)}
.faq-a{display:none;padding:0 1.5rem 1.375rem;font-size:.9375rem;color:var(--muted);line-height:1.75;background:#fff}
.faq-item.open .faq-a{display:block}

/* Pricing */
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:start}
.pricing-card{background:#fff;border:1.5px solid var(--border);border-radius:var(--r-lg);padding:2rem 1.75rem;position:relative;transition:all var(--t)}
.pricing-card:hover{box-shadow:0 8px 32px var(--shadow)}
.pricing-card.featured{border-color:var(--royal);box-shadow:0 8px 32px rgba(37,99,235,.14);transform:scale(1.03)}
.pricing-badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--royal);color:#fff;font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:.3rem 1.125rem;border-radius:999px;white-space:nowrap}
.pricing-lbl{font-size:.68rem;text-transform:uppercase;letter-spacing:.2em;color:var(--muted);font-weight:700;margin-bottom:.625rem}
.pricing-amount{font-size:2.75rem;font-weight:800;color:var(--navy);line-height:1;font-family:'Playfair Display',Georgia,serif}
.pricing-period{font-size:.875rem;color:var(--muted);margin-top:.25rem;margin-bottom:1.5rem}
.pricing-features{list-style:none;margin-bottom:1.75rem;display:flex;flex-direction:column;gap:.625rem}
.pricing-features li{font-size:.875rem;color:var(--text);display:flex;align-items:flex-start;gap:.625rem}
.pricing-features li::before{content:'✓';color:var(--success);font-weight:700;flex-shrink:0}
.pricing-table{width:100%;border-collapse:collapse;margin-top:3rem;border-radius:var(--r);overflow:hidden;box-shadow:0 4px 16px var(--shadow)}
.pricing-table th{background:var(--navy);color:#fff;padding:.875rem 1.25rem;text-align:left;font-size:.78rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase}
.pricing-table td{padding:.875rem 1.25rem;font-size:.9rem;border-bottom:1px solid var(--border)}
.pricing-table tr:last-child td{border-bottom:none}
.pricing-table tr:nth-child(even) td{background:var(--off-white)}
.price-free{color:var(--success);font-weight:700}
.price-paid{color:var(--navy);font-weight:700}

/* Stepper (How it Works) */
.stepper{max-width:760px;margin:0 auto}
.stepper-item{display:flex;gap:2rem;padding-bottom:3rem}
.stepper-item:last-child{padding-bottom:0}
.stepper-left{display:flex;flex-direction:column;align-items:center;flex-shrink:0;width:60px}
.stepper-circle{width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;font-size:1.25rem;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif}
.stepper-line{width:2px;flex:1;background:var(--border);margin-top:.5rem;min-height:40px}
.stepper-item:last-child .stepper-line{display:none}
.stepper-content{padding-top:.625rem}
.stepper-content h3{margin-bottom:.5rem}
.stepper-content p{color:var(--muted);font-size:.9375rem;margin-bottom:.5rem}
.stepper-content ul{color:var(--muted);padding-left:1.25rem;list-style:disc}
.stepper-content ul li{margin-bottom:.25rem;font-size:.9375rem}

/* Resources */
.resource-card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:1.75rem;transition:box-shadow var(--t),transform var(--t)}
.resource-card:hover{box-shadow:0 8px 32px var(--shadow);transform:translateY(-2px)}
.resource-tag{display:inline-block;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--royal);background:rgba(37,99,235,.08);padding:.25rem .75rem;border-radius:999px;margin-bottom:.875rem}
.resource-link{display:inline-flex;align-items:center;gap:.3rem;font-size:.875rem;font-weight:600;color:var(--royal);margin-top:.875rem}

/* Legal tabs */
.tab-nav{display:flex;gap:0;border-bottom:2px solid var(--border);margin-bottom:2rem;flex-wrap:wrap}
.tab-btn{padding:.75rem 1.25rem;font-size:.875rem;font-weight:600;color:var(--muted);background:none;border:none;cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-2px;transition:all var(--t);white-space:nowrap}
.tab-btn:hover{color:var(--navy)}
.tab-btn.active{color:var(--royal);border-bottom-color:var(--royal)}
.tab-pane{display:none}
.tab-pane.active{display:block}
.legal-section{margin-bottom:2rem}
.legal-section h3{font-size:1.0625rem;color:var(--navy);margin-bottom:.75rem;border-bottom:1px solid var(--border);padding-bottom:.5rem}
.legal-section p,.legal-section li{font-size:.9375rem;color:var(--muted);line-height:1.75;margin-bottom:.625rem}
.legal-section ul{padding-left:1.25rem;list-style:disc}

/* Payment Modal */
.modal-overlay{position:fixed;inset:0;background:rgba(0,0,0,.58);z-index:999;display:flex;align-items:center;justify-content:center;padding:1.5rem;backdrop-filter:blur(4px)}
.modal-overlay.hidden{display:none}
.modal{background:#fff;border-radius:var(--r-lg);max-width:540px;width:100%;box-shadow:0 24px 64px rgba(0,0,0,.25);overflow:hidden;animation:slideUp .3s ease}
.modal-hdr{background:var(--navy);color:#fff;padding:1.5rem 2rem;display:flex;align-items:center;justify-content:space-between}
.modal-hdr h3{color:#fff;margin:0;font-size:1.125rem}
.modal-x{color:rgba(255,255,255,.7);font-size:1.4rem;transition:color var(--t);background:none;border:none;cursor:pointer}
.modal-x:hover{color:#fff}
.modal-body{padding:2rem}
.modal-ftr{padding:1.25rem 2rem;border-top:1px solid var(--border);display:flex;gap:1rem;justify-content:flex-end}
.service-items{display:flex;flex-direction:column;gap:.75rem;margin-bottom:1.5rem}
.service-item{display:flex;align-items:center;justify-content:space-between;padding:1rem 1.25rem;border:1.5px solid var(--border);border-radius:var(--r-sm);cursor:pointer;transition:all var(--t)}
.service-item:hover,.service-item.selected{border-color:var(--royal);background:rgba(37,99,235,.04)}
.service-item.selected{box-shadow:0 0 0 2px rgba(37,99,235,.25)}
.si-info h4{font-size:.9rem;margin-bottom:.2rem;font-family:inherit}
.si-info p{font-size:.78rem;color:var(--muted);margin:0}
.si-price{font-size:1.0625rem;font-weight:700;color:var(--navy);white-space:nowrap}
.pay-form{border-top:1px solid var(--border);padding-top:1.5rem;margin-top:1.5rem}
.pay-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.pay-secure{display:flex;align-items:center;gap:.5rem;font-size:.78rem;color:var(--muted);margin-top:1rem}
.pay-total{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.25rem;background:var(--off-white);border-radius:var(--r-sm);margin-bottom:1.25rem;border:1px solid var(--border)}
.pay-total-lbl{font-size:.875rem;font-weight:600;color:var(--text)}
.pay-total-amt{font-size:1.375rem;font-weight:800;color:var(--navy);font-family:'Playfair Display',Georgia,serif}
.pay-success{text-align:center;padding:1.5rem 0}

/* Expert */
.expert-feature-card{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:1.75rem;display:flex;gap:1rem;align-items:flex-start}
.ef-icon{font-size:1.75rem;flex-shrink:0;margin-top:.2rem}
.expert-step{display:flex;gap:1rem;align-items:flex-start;padding:1.25rem 0;border-bottom:1px solid var(--border)}
.expert-step:last-child{border-bottom:none}
.es-num{width:36px;height:36px;border-radius:50%;background:var(--royal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.875rem;flex-shrink:0;margin-top:.2rem}

/* About */
.distinction-table{width:100%;border-collapse:collapse;border-radius:var(--r);overflow:hidden;box-shadow:0 4px 16px var(--shadow)}
.distinction-table th{background:var(--navy);color:#fff;padding:1rem 1.5rem;text-align:left;font-size:.8rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.distinction-table td{padding:.875rem 1.5rem;font-size:.9375rem;border-bottom:1px solid var(--border)}
.distinction-table tr:last-child td{border-bottom:none}
.distinction-table tr:nth-child(even) td{background:var(--off-white)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:3rem}
.contact-info-item{display:flex;gap:1rem;align-items:flex-start;padding:1.25rem 0;border-bottom:1px solid var(--border)}
.contact-info-item:last-child{border-bottom:none}
.ci-icon{font-size:1.375rem;flex-shrink:0;margin-top:.1rem}

/* Footer */
#footer{background:var(--navy);color:#fff;padding:4rem 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:3rem;padding-bottom:3rem}
.footer-brand img{width:60px;height:60px;object-fit:contain;margin-bottom:1.25rem}
.footer-brand-name{font-family:'Playfair Display',Georgia,serif;font-size:1.0625rem;font-weight:700;color:#fff;margin-bottom:.375rem}
.footer-brand-sub{font-size:.75rem;color:var(--silver);opacity:.6}
.footer-tagline{font-size:.875rem;color:var(--silver);opacity:.6;margin-top:1rem;line-height:1.6}
.footer-col h4{font-size:.7rem;text-transform:uppercase;letter-spacing:.18em;color:rgba(192,200,216,.5);font-family:inherit;font-weight:700;margin-bottom:1rem}
.footer-links{display:flex;flex-direction:column;gap:.5rem}
.footer-links a{font-size:.875rem;color:rgba(192,200,216,.65);transition:color var(--t)}
.footer-links a:hover{color:#fff}
.footer-disclaimer{font-size:.8rem;color:rgba(192,200,216,.5);line-height:1.7}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:1.25rem 0;text-align:center}
.footer-bottom p{font-size:.8rem;color:rgba(192,200,216,.4)}

/* CTA Banner */
.cta-banner{background:var(--navy);padding:4rem 1.5rem;text-align:center}
.cta-banner h2{color:#fff;margin-bottom:.875rem}
.cta-banner p{color:var(--silver);margin-bottom:2rem;font-size:1.0625rem}
.cta-banner-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}

/* Animations */
@keyframes fadeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}
@keyframes slideUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
.fade-in{animation:fadeIn .4s ease}

/* Back to top */
#btt{position:fixed;bottom:2rem;right:2rem;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.25rem;box-shadow:0 4px 16px rgba(26,43,95,.3);transition:all var(--t);z-index:100;opacity:0;pointer-events:none;border:none;cursor:pointer}
#btt.visible{opacity:1;pointer-events:auto}
#btt:hover{background:var(--royal);transform:translateY(-2px)}

/* Print */
@media print{
  #bar,#nav,.quick-nav,#footer,#btt,.form-nav,.btn:not(.print-show){display:none!important}
  .ref-card,.success-card{box-shadow:none;border:2px solid #000}
  body{color:#000}
}

/* Responsive */
@media(max-width:1024px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .pricing-grid{grid-template-columns:1fr;max-width:400px;margin:0 auto}
  .pricing-card.featured{transform:none}
  .footer-grid{grid-template-columns:1fr 1fr;gap:2rem}
}
@media(max-width:768px){
  .nav-links,.nav-ctas{display:none}
  .hamburger{display:flex}
  .grid-2,.grid-3{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .review-grid{grid-template-columns:1fr}
  .vr-data{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .verify-row{flex-direction:column}
  .pay-row{grid-template-columns:1fr}
  .hero-btns{flex-direction:column;align-items:center}
  .cta-banner-btns{flex-direction:column;align-items:center}
}
@media(max-width:480px){
  .grid-4{grid-template-columns:1fr}
  .stepper-item{flex-direction:column;gap:1rem}
  .stepper-left{flex-direction:row;width:auto}
  .stepper-line{width:40px;height:2px;margin-top:0;margin-left:.5rem;min-height:auto}
  .progress-bar::before{display:none}
  .ps-lbl{display:none}
}